Leads we pay for
Exclusive inbound requests from this website and our direct-mail program, routed to you — not resold to four other agents. No cold lists, no buying your own leads in week one.
Why agents come here
The four things that actually decide whether you make it
Most agents don’t fail because they lack drive. They fail because nobody hands them appointments, nobody teaches them the close, and nobody answers the phone at 7pm when a case gets complicated.
Licensing on us
We cover your pre-licensing course and reimburse the state exam fee once you pass. Most new agents are licensed and writing business inside 30 days.
A mentor on the call
Your first fifteen appointments are run three-way with a producing agent. You watch, then you lead, then you own it. Nobody gets thrown in the deep end.
Comp that grows
Start at a real contract level, earn increases on production, not politics. Weekly commission advances, lifetime renewals, and an override path when you build a team.
Run the math yourself
What could this actually pay you?
No hype, no screenshots of someone else’s check. Move the sliders to your own effort level and see the arithmetic. Every number here is editable.
Two ways in
Pick the track that matches where you are
The 30-day runway
You do not need an insurance background. Our strongest producers came from teaching, nursing, restaurant management, the military and retail — jobs where you talk to people all day and get judged on follow-through.
Week 1Pre-licensing course, paid by us
Week 2–3State exam + carrier appointments
Week 4Shadow 5 appointments, write your first case
Month 2–3Running your own calendar with a mentor on call
What we look for
- You are coachable and you actually take notes
- You can hear “no” five times and dial again
- You tell the truth even when it costs you the sale
- You show up when you said you would
- You want to be paid for output, not attendance
Bring your license, keep your book
If you are already producing and tired of captive product limits or a contract level that never moves, the conversation is short: we show you our carrier grid and your comp schedule on the first call.
Contract levelNegotiated to your production history
Carrier access30+ carriers, direct appointments
Your existing clientsYours. We do not touch your book.
Release policyImmediate written release on request
What changes on day one
- Case design help on complex or rated clients
- In-house underwriting desk pre-screens your cases
- Weekly commission advances, not monthly
- No production quotas and no floor time
- Overrides available whenever you want to build
Build your own agency under our roof
For producers who want leverage: recruit, train and earn overrides on your downline while we handle contracting, compliance, chargeback tracking and carrier relationships.
Override spreadTiered by team production
Back officeContracting & commission accounting handled
Recruiting supportCo-branded funnels and interview scripts
OwnershipVested renewals you can pass on
What we expect back
- You keep personally producing — no pure recruiters
- You run three-ways for every new agent you bring in
- Clean compliance record, no exceptions
- Placement quality over raw submission count
Straight talk
This is commission-only. Read that twice.
There is no salary, no draw, and no guarantee. Some agents replace a professional income inside six months. Others write two policies and quit. The variable is almost always activity, not talent.
We would rather lose you at the application than four months in, so here is the honest version: expect 90 days before the income feels stable, expect to be told no far more often than yes, and expect the first month to feel like school. If that reads as a challenge rather than a warning, apply.
What we provide vs. what you bring
Leads & appointment flowWe provide
Licensing course & exam feeWe provide
CRM, quoting tools, e-appWe provide
Mentor on your first 15 callsWe provide
25–35 focused hours a weekYou bring
A phone, a laptop, a quiet roomYou bring
Willingness to be coachedYou bring
Step one
Apply to work with us
Four short steps, about three minutes. Every application is read by a person, and you will hear back either way within two business days.
- 1. About you
- 2. Experience
- 3. Your goals
- 4. Finish
Before you apply
Questions candidates always ask
Not to get started. New agents work company-funded leads from this website and our direct-mail program while they learn. Established producers often choose to co-op additional lead spend for volume, but that is your call, never a condition.
No startup fee, no required inventory, no mandatory conference tickets. You are responsible for your state licensing exam and your own equipment; we reimburse the exam fee once you pass and cover the pre-licensing course up front.
Many agents start part-time in the evenings and on Saturdays. Roughly a third of our producers went full-time only after their commission consistently beat their salary. We would rather you transition on evidence than on hope.
Carriers pay commission when a policy is issued and the first premium clears. Most of our carriers advance a portion of the first-year commission, and we release payments weekly. Renewals continue for the life of the policy. If a client cancels early, the unearned advance is charged back — we explain that math in detail on your first call.
Then you have no bad habits to unlearn. Our onboarding assumes zero background: scripts, objection handling, product training and fifteen mentored appointments before you run one alone. What we cannot teach is showing up consistently.
No. You are never asked to buy a product, pay a fee, or recruit anyone to earn. Income comes from placing insurance with real clients. Agents who choose to build a team earn overrides on that team’s production — standard practice in insurance distribution — but recruiting is entirely optional and pure recruiters are not contracted here.
Three minutes
The application is shorter than this page
If you have read this far, you are already more thorough than most of the people who apply. Take the next step.